Frequently asked questions

❓ Frequently Asked Questions – Payments (ServiPay)

What is ServiPay?

ServiPay allows you to buy services today and pay over time with scheduled installments.
We sell the service directly and work with trusted local providers who complete the work.

How does paying in installments work?

It’s simple:

1-Choose a service
2-Complete your information
3-Pay in scheduled installments
3-This is not a loan.

Is this a loan or financing?

❌ No.
ServiPay is not a bank and does not provide loans.
Installment payments are part of the service purchase price.

Do I need a credit card?

Not necessarily.
We accept valid debit or credit cards.
Prepaid cards are not accepted.

Are there interest charges or hidden fees?

No hidden fees.
The total amount and payment schedule are shown before you complete your purchase.

No hidden How many payments will I make?fees.

This depends on the service.
Most services are split into:

2 to 4 installments
Automatic payments based on the chedule shown at checkout

How long does approval take?

Most requests are reviewed the same day.
In some cases, we may request additional information for security purposes.

What happens if I miss a payment?

If you’re having trouble with a payment:

Contact us before the due date
We’ll try to help resolve the issue
Late payments may result in additional charges based on the terms you agreed to.

What if the service is not completed?

If the service is not completed as agreed:

Contact us immediately
We will review the case with the service provider
Our cancellation and refund policies apply

Can I cancel a service after paying?

Cancellations depend on the status of the service.
Some services may not be refundable once work has started.

Please review the terms before confirming your purchase.

Is ServiPay secure?

Yes.
We use secure payment platforms and verification measures to protect your information.

Your data is used only for payment processing and fraud prevention.

Flexibility Meets Essential Services

Discover the convenience of purchasing essential services with flexible payment options tailored to your needs. Available now in Edison, New Jersey.